Keith Evans currently serves as the fifth President of the Westminster Schools. Keith has shown a deep commitment to issues of homelessness; he previously served as Chairman of the Board for CARITAS, the largest provider of homeless services in the Metro Richmond area.  He holds a master’s degrees from Harvard University and the University of Tennessee.

Mr. Hardin led the team that create Gateway Center, and has served as Chairman of the Board since its founding. He transitioned to Chair Emeritus in January of 2023, but he will remain an active and engaged member of the Board of Directors. Mr. Hardin is a Partner in the Corporate Practice of Smith, Gambrell & Russell, LLP, President of the Board of Trustees of the Georgia Legal Services Foundation, a member of the Board of Grady Memorial Hospital Corporation, and a member of the Council on Foreign Relations. Previously, he served as the Chairman of the Board of the United Way of Metropolitan Atlanta, Chairman of the Board the Center for the Study of World Religions at Harvard University Divinity School and Chairman of the Board of the Paidea School. The United Way, the Anti-Defamation League, Travelers Aid of Metropolitan Atlanta, Emory University Law School, the Chief Justice’s Commission on Professionalism and the Georgia Budget and Public Policy Institute among others, have recognized Jack with awards for his public service. Mr. Hardin was an original member of the Regional Commission on Homelessness and has, along with former Mayor Shirley Franklin, served as its Co-Chairman since 2009.

Raised in Southwest Atlanta, educated at The Paideia School, Ga State University, and UGA’s Terry College of Business, Kali Franklin is a proud Atlanta native who credits her cultural and educational upbringing for much of her professional success. Wife to her childhood sweetheart, Wali Bashir, and resident of Midtown Atlanta, the expecting parents enjoy the conveniences of city-living with their two Cocker Spaniels, Spartacus and Zoë. In her professional life, as Senior Vice President, Head of Talent & Recruiting for Overtime Elite, Kali is responsible for developing an environment of collaboration, innovation, and the relentless pursuit of excellence. Over the course of her eighteen-year human resources career, she has proven to be a strategic partner who is results-oriented, influential, and energetic in approach. Her exciting background includes successful assignments within a small and informal family business, on the operations and supply chain side of a national retailer (Target), instrumental in the launch of a new business division for a global technology company (Microsoft), and as the functional leader for two well respected sports and entertainment companies (AMBSE & NYCFC). In each of these experiences, Kali has been a transformational leader in development, implementation, assessment, and scaling. Her progressive work history has aligned her with c-suite leaders for over a decade, where she utilizes her ability to foster authentic relationships and to quickly adjust to shifting priorities. Often recognized for cultivating and championing cultural expectations, Kali quickly identifies synergies between business objectives and people goals. A quote that exemplifies her leadership philosophy is, “If you can only find one solution to the problem, you don’t really understand the problem”. Kali’s passion lies in the People! With her transformational leadership style, she has been successful in introducing change, gaining buy-in from stakeholders, and driving results through teamwork.

Kimyatta is VP, Senior Associate General Counsel, Head of Compliance & Privacy Officer at Modern Health, where she is responsible for the regulatory, product, and privacy legal functions, as well as the design, implementation, oversight, and management of the Company's global compliance program. Prior to joining Modern Health, Kimyatta was the Head of Internal Investigations and Regulatory Counsel at McKesson Corporation, where she oversaw the company's enterprise-wide internal investigations program and provided strategic counseling on a variety of regulatory and compliance matters. In addition to her role as Head of Investigations, Kimyatta served as a member of the Enterprise Risk Council where she worked cross-functionally with several risk assessing organizations on risk mitigation and compliance initiatives. Kimyatta developed her expertise as a healthcare litigation, compliance, and regulatory attorney representing a variety of plan, payor, and provider clients at Alston & Bird LLP, where she practiced for nearly a decade. In private practice, she represented clients in the defense of False Claims Act litigation, whistleblower actions, and government investigations related to alleged fraud and abuse violations of federal and state health care laws. She also represented clients in payor-provider disputes, complex commercial litigation, and arbitration, as well as assisted clients in conducting internal compliance investigations and developing/implementing effective compliance programs. Kimyatta holds a Bachelor of Science and law degree from Vanderbilt University and is Certified in Healthcare Compliance (CHC). She is also a proud member of Alpha Kappa Sorority, Inc. Kimyatta lives in Smyrna with her husband and their son.

Dr. Mark Holzberg is a board-certified dermatologist and established Newnan Dermatology (now Epiphany Dermatology) in Newnan Georgia. He graduated from Johns Hopkins University in Baltimore and graduated from Emory University School of Medicine in 1983. He is Clinical Assistant Professor of Dermatology at Emory and teaches diseases and tumors of the nail at Grady Memorial Hospital. Dr. Holzberg lectures, edits textbooks and authors numerous articles in dermatology. He is past President of the Atlanta Society for Dermatology and Dermatologic Surgery and past President of the Georgia Society of Dermatology and Dermatologic Surgery. Dr. Holzberg was the Dermatology Foundation Practitioner of the Year in 2016. Dr. Holzberg’s philanthropic work has been as past Georgia Vice Chair for the Dermatology Foundation and in patient dermatologic health issues. He has lobbied Georgia senators and representatives on Capitol Hill in Washington on behalf of dermatologic patients through the American Academy of Dermatology for many years and has testified and worked on patient issues here in the Georgia legislature. More recently, Dr. Holzberg established a free dermatology clinic for the homeless at the Mercy Care Clinic @ Gateway Center. With a close friend and associate, Dr. Holzberg helped to establish the Advisory Council for Gateway Center. The Advisory Council has recruited recognized leaders in the Atlanta community to act in the Council as a “think tank” and advocacy group for Gateway helping Gateway Center accomplish its mission of making homelessness rare, brief and non-recurring.

Tammra Credit is a tax professional who specializes in information reporting, tax research and tax controversy; she is a Tax Principal in the Corporate Tax department of Southern Company.Tammra began her career as a tax litigator at the Internal Revenue Service before transitioning to Deloitte in a tax controversy position.Tammra has an LLM in Taxation from New York University and a law degree from Vanderbilt University. She received her Bachelor of Science in Business Administration with a double major in Accounting and Political Science from the University of Tennessee, Knoxville. Tammra is a graduate of the United Way of Greater Atlanta’s VIP training program which is designed to develop and enhance leadership skills and increase diverse volunteer participation in nonprofit board and leadership positions in Greater Atlanta.She serves as Co-Site Coordinator of the Schaffer Road Church of Christ Volunteer Income Tax Assistance Program and on the board of the Gateway Center. Tammra and her husband William live in the Riverside neighborhood of Atlanta.He is a teacher and coach at North Atlanta High School.

Matt Keffer is an Assurance Partner with PwC, where he has worked for over 30 years in a variety of offices, including Atlanta, Raleigh, Baltimore, Washington D.C. and Stuttgart, Germany.  At PwC, he serves public and private companies within the technology and life science industries.  Matt graduated from Pennsylvania State University with a B.S. in Accounting and from the University of North Carolina with an M.B.A.  He has served on the Board of Directors of the National Kidney Foundation of MD as the Vice Chairman and on the Audit Committee of NC Bio.  He enjoys travelling, reading and a variety of sports.  Matt resides in Atlanta with his wife, Maria, and has three daughters, Ashley, Rachel and Madeline.

Michael Hobbs is a partner in the Atlanta office of the national law firm Troutman Pepper. Mike is actively involved in intellectual property registration, licensing and litigation throughout the United States and internationally. He is a member of the Board of Governors of the State Bar of Georgia and is listed in Best Lawyers in America for Copyright and Trademark Law. Mike received his BA from Davidson College and his JD from Vanderbilt University Law School. He is married to his wife of 30 years, Ginny, who is in development for the Atlanta Speech School, and they have three grown children.

Kashi Sehgal is Founder & CEO of Gigabark, a mobile solutions company focused on innovative and authentic relationship building with stakeholders through calls, texts, emails, and custom solutions. She is Managing Partner and Co-Founder of Forethica –an ethics consulting company making the world more actively ethical. During the pandemic in 2020, she Co-Founded Retaaza –a social impact food solutions company rethinking the local supply chain. Previously, Kashi served as Director of Strategy and Business Development for Manipal Group, a large Indian conglomerate with an array of business interests across media, manufacturing, education, fintech, healthcare, printing, home goods, and more. Before that, she served as Director of Strategic Initiatives & Business Development, a position created just for her, for IG Design Group, a global UK-based company that specializes in design and celebrations products. Between both companies, she ran strategy across digital, design, e-commerce, supply chain, and manufacturing. Kashi was also a consultant at Accenture where she worked with both government and Fortune 100 clients in areas such as visioning, gap analysis, cost reduction, communication plans, training, performance measurement, incentive structures, and more. She also has experience in strategic planning and growth strategy –especially with startups, early-stage companies, and non-profits. She has started and helped to start several non-profits including Music For Tomorrow which provided financial assistance to jazz musicians affected by Hurricane Katrina and provides economic opportunities around the country –now housed with the Afro Cuban Jazz Alliance. Kashi is Founder & Executive Director of SuperNova South, the largest, most accessible, and most inclusive multi-disciplinary tech and innovation conference in the Southeast. She works with the Campus Community Partnership Foundation as Executive Director which provides supplementary educational experiences for college and K12 students that enhance and complement their classroom learning. The Mentor Walk program gives K12 students hands-on school and career-based opportunities to inspire them to stay in school and dream bigger for their futures. Kashi is actively engaged in the Atlanta community serving on various boards such as 48in48, Ripples of Hope, and Emory University’s Center for Ethics where she is developing their technology and ethics practice. She has served on other boards such as Andrew J. Young Foundation Advisory Council, Amplify4Good, WonderRoot, Fulton County Career & Technical Education, WINGS for Kids, Georgia’s WIN List and with groups such as the Metro Atlanta Chamber’s Mobile and IoT Leadership Councils, Atlanta Regional Commission’s Innovation & Education Committees, WABE’s Amplify Committee, The Lovett School’s Sustainability Committee, Advice For Good, and ChooseATL. Kashi also serves as a mentor, advisor, and investor to entrepreneurs and companies globally personally as well as through programs such as Techstars.

Shani Franklin is a trusted real estate advisor who provides unique insights to a wide range of clientele on how to best compete in the marketplace using data, analytics, and marketing solutions. She has assisted organizations with acquisitions, dispositions, lease-up strategies, and multimillion-dollar investments. As the Strategic Lead of National Expansion with PadSplit, Shani consults with RE investors, developers, and owners across the country on how to increase returns, all while supplying affordable housing. She attended Georgia State University, studying Public Management & Policy with a concentration in Urban Planning & Economic Development, and a minor in Africana Studies. Shani is a recent graduate of the Urban Land Institute’s CFL Program (Center for Leadership), an Advisory Board member for the Gateway Center, and VP of Community Outreach for AAREP Atlanta. She is married with 2 lovely children, Bella, and Nathan.

Michael Lan is a collaborative executive with over 18 years of experience advising, leading, and executing business initiatives to drive sustainable revenue growth and establish scalable sales and account management operations. With a hands-on approach, Michael has successfully overseen 250+ consulting engagements in the last 15 years, particularly for high-growth organizations. His versatility and strategic acumen have earned him a reputation as an authentic, trusted advisor, teammate, and people leader, dedicated to developing and building high-performing teams. He embodies a servant leadership philosophy, marked by clear and inspiring communication that fosters a culture of purpose, inclusiveness, curiosity, accountability, and genuine recognition for team achievements. He is a vocal champion for inclusion, diversity, equity, and ethics in the workplace. Michael's areas of expertise encompass go-to-market strategy, strategic and annual planning, board and executive communication, business development, strategic account management, offsite facilitation, problem-solving, and operating model definition. In his distinguished career, he led the development of Jabian's strategy consulting services and created the firm's core strategic planning methodology, contributing to approximately 15% of all consulting engagements. Michael built Jabian's largest portfolio of clients across various sectors, consistently exceeding revenue targets by an average of 10% annually. His commitment to leadership and community engagement is further demonstrated by his selection as a member of Leadership Atlanta's Class of 2023, focusing on addressing societal challenges and improving the Atlanta community. Michael’s most recent role as Chief Strategy Officer at Green Boom Holdings involves defining and implementing the company's go-to-market strategy on a global scale, underscoring his expertise in driving strategic growth. Michael's impressive track record in strategy, leadership, and community involvement underscores his dedication to creating lasting positive impact in both the corporate and social spheres.

Licensed as a public adjuster since 1979, Michael Fusco, Founder and CEO of Ironclaim, has been considered one of the worldwide leaders of the public adjusting industry, specializing in the preparation and presentation of complex commercial insurance claims for governments, institutions, and businesses. He has been hired by numerous municipal and state entities, including the state of Mississippi, the British Virgin Islands Ports Authority, Airport Authority, Power Authority, as well as Grady Hospital, the fifth largest public hospital in the United States. Michael specializes in designing strategic solutions inside the terms and conditions of a policy to assist the policyholder through the claims process. He educates students at the University of Georgia, Georgia Tech, and University of Alabama as a recurring guest lecturer on the topics of insurance, risk management, and claim settlements. He is a requested advisor to government entities following significant natural disasters on how to adopt policies that protect the community from unfair insurance practices during the claim process. In his forty years as a licensed public adjuster, Michael has designed claim strategy resulting in Georgia Supreme Court victory, expanded his industry to five continents, and successfully negotiated more than$1B in claim settlements on behalf the insured. He currently sits on the Board of Advisors for the University of Georgia College of Family & Consumer Services and is a regular contributor to podcasts in the area of insurance, leadership, and growth.

Stephen A. Youngblood is a Partner in the Litigation Practice at Smith, Gambrell & Russell, LLP, where he focuses on administrative law and antitrust litigation. He represents clients in complex regulatory disputes, antitrust defense, and matters involving contracts, dealer termination, and government suspension and debarment proceedings. Mr. Youngblood earned his B.A. with Honors in Philosophy and a minor in Astronomy from Swarthmore College in 2012, and his J.D., magna cum laude, from Duke University School of Law in 2016. Following law school, he served as a law clerk to the Honorable Louise W. Flanagan in the U.S. District Court for the Eastern District of North Carolina. In addition to his commercial practice, Mr. Youngblood has provided pro bono legal services in landlord-tenant disputes, music royalties, disability benefits, and felony criminal defense. He has been recognized by Best Lawyers: Ones to Watch in America for Commercial Litigation in Atlanta from 2022 to 2025.

Horace Sibley has worked tirelessly to end chronic homelessness in Atlanta for more than a decade, and is the formerChairmanof the United Way Regional Commission on Homelessness. Under his leadership, metro Atlantahas increased the collaboration of homeless service providers and developed innovative programs to address homelessness. He was instrumental in developing the Regional Commission on Homelessness. The most recent of his awards and accolades are the John W.Macy award for outstanding individual leadership in the fight to end homelessness from the National Alliance to End Homelessness, and the Mercy Moves through Me award from Saint Joseph’s Mercy Care Services. Mr. Sibley is a retired Senior Partner of King & Spalding LLP with more than 35 years of experience in national and international business transactions. Heearned a B.A. from Vanderbilt University; a J.D. degree from the University of Georgia, and an MBA from Georgia State University.

Ms. Abrams’ commitment to public service is reflected in her role as State Representative for Georgia House District 84. Ms. Abrams also serves on the Board of Trustees for St. Joseph’s Health System, the Boards of Visitors for Emory University andAgnes Scott College, and the Board of Directors for Literacy Action. She is a member of the advisory boards of Branan Towers Senior Facility of Wesley Woods Foundation and Health Students Taking Action Together. Her previous service includes Chair of the Board of Directors for Hands on Atlanta and Chair of the Women’s Legacy Group for the United Way of Atlanta.She is an accomplished writer on issues of public policy, taxation, and nonprofit organizations, having been published in The American Prospect, The Christian Science Monitor, Yale Law and Policy Review, and the Southern University Law Review. She has taught courses on law and social policy and received her J.D. from the Yale Law School. She graduated from the University of Texas at Austin with an M.P.Aff. in public policy. She earned a B.A. in Interdisciplinary Studies from Spelman College.

Debi Starnes served as Mayor Shirley Franklin’s policy advisor on metro Atlanta’s initiatives and projects to prevent and end homelessness. She currently serves as a board member of the Regional Commission on Homelessness.Dr. Starnes was steadfast in her support and advocacy for improving Atlanta’s continuum of care for the homeless population during her term as an Atlanta City Councilwoman from 1994-2005. She advocated bringing homeless providers and advocates together with the business community, forming the Homeless Action Group. She helped develop The Rock, which was the first implementation of a ”coordination station” for comprehensive homeless services. She then worked to help fold The Rock into the Gateway Center. Dr. Starnes helped develop the Imperial Hotel, Hope House, Genesis Shelter and several other transitional housing facilities for homeless men, women and children. With Mayor Franklin she developed the $20 million Homeless Opportunity Fund. As the co-founder of EMSTAR Research in 1988,herprofessional work has included designing and evaluating programs in diverse areas of public service. Dr. Starnes received her BSW and MA from East Tennessee State University and her PhD in 1987 from Georgia State University.

Petercurrently serves asGeneral Manager of the flagship Hyatt Regency Atlanta.Previously, Peter served as General Manager of Hyatt Regency San Antonio and the Grand Hyatt San Antonio. He has also served as General Manager of Hyatt Regency Savannah and Hyatt Regency Suites Atlanta Northwest in Marietta Since returning to Atlanta, Peter has become actively involved in the downtown business community.He currently serves on the Board of Directors of the Atlanta Convention and Visitors Bureau, the Atlanta SportsCouncil, Central Atlanta Progress and the Atlanta Police Foundation. Peter is a member of the Atlanta Hotel Council and has also been appointed as Chairman of the Board of the Mary Parker Foundation. Peter is passionate about service and has taken leadership roles in each of the communities where he has served. He is actively involved in improving quality of life issues that include transportation, downtown development and public safety which are important to the guests and associates he serves.Heis a graduate of Oklahoma State University with a degree in Hotel and Restaurant Administration.

Greg Heston is an Atlanta native. Over the years he has given his time and resources to serve the under-resourced of Atlanta, through such organizations and venues as the former Palmer House of Techwood Homes, the Nicholas House, and the Atlanta Youth Project.Greg currently serves on board of Reformed Ministries International, Inc., an Alabama-based mission organization. Greg has been a United Way of Atlanta donor since 1986, and amember of the Alexis de Tocqueville Society since 2005. Professionally, Greg is a partner with Ernst & Young LLP (EY), and has practiced public accounting in Atlanta since he began his career with EY in 1986. Greg holds CPA licenses in Georgia and Alabama, and is member of the Georgia Society of CPAs and the American Institute of CPAs. Greg is past president of the Atlanta Chapter of the Georgia Society of CPAs. Greg graduated from Auburn University in 1985 with a Bachelors of Science in Business Administration (Accountancy). Greg currently serves on the Board of the Auburn University Foundation, as well as the Advisory Council of the Auburn University School of Accountancy. Greg was recognized as an outstanding alumnus by the SOA in 2007. Greg and his family are members of Westminster Presbyterian Church in Atlanta, where Greg has previously served as a deacon and finance committee chair. Greg married to Mary Grace in 1991, and together they have six children ranging in age from 24 to 6.

Cindy LeBlanc, is Chairman and CFO of Brewed to Serve Restaurant Group, Inc.An Atlanta-based restaurant company, Brewed to Serve owns Max Lager’s Wood-Fired Grill & Brewery, Georgia’s oldest brewpub, White Oak Kitchen & Cocktails, Richards’ Southern Fried at Krog Street Market, and Bold Monk Brewing Co., all intown restaurants. Ms. LeBlanc and her team have a strong belief in servant leadership and community engagement.Her commitment to ending homelessness began with programs to engage her guests by raising awareness and funds for homeless services. She continues to create events to promote, endorse and aid The Gateway Center. Ms. LeBlanc has been working in the City of Atlanta for over 20 years and prior to that worked in Europe in international real estate development and in public accounting for KPMG.Ms. LeBlanc is a CPA, and holds an MBA and Bachelor of Science in Accounting from the University of California, Sacramento.

Robert Glustrom has been active in Atlanta’s legal, business, and philanthropic community since the late 1970s.In private practice since 1976, Mr. Glustrom has also taught and lectured at the Emory University Law School, the John Marshall Law School, and the College of the National Institute of Mental Health.From 1978 to 1998, he served as the civil commitment judge for the Fulton County Probate Court in Atlanta, and from 1980 to 2000 was Of Counsel withthe law firm Arnall, Golden and Gregory. He is currently Managing Member of the RCG Properties group of companies, and serves as Chairman of TSN LLC, a web based portal for telecommunications carriers.In the past, Mr. Glustrom co-founded and co-owned theAtlanta Silverbacks professional soccer team, serving as its co-chair, and served on several other boards, including that of the publicly held Harry’s Farmers Market (HARY).Mr. Glustrom graduated from the University of Wisconsin-Madison in 1973 and received his J.D. from The University of Chicago Law School in 1976.

Erica Wright believes in the inherent worth of every human. Erica’s sense of faith propelled her to humanitarian work. Her desire for equity started early as a child. Erica, an Atlanta native, attended Atlanta Public Schools and later majored in Marketing Management Entrepreneurship while attending Gwinnett Tech. Erica, who is an ordained Deacon acknowledges that her faith is critical to her life’s mission. Erica founded U First, Inc. in August 2014. U First Inc.’s mission is to provide people in need with the basics of health, hygiene, and love. Erica currently serves at the Chief Executive Officer of U First, Inc. She spends most of her time with the community experiencing homelessness providing much needed hygiene kits, meals, and hydration. Erica often travels the America to raise awareness about homelessness and to assist those experiencing homelessness during her journey. Erica’s recognitions include the Guardian Angel Award, the Trinity Award, LGBTQ Leadership Award, and recognition from the City of Atlanta Mayor’s Office, City of Atlanta School Board, Disabled AmericanVeteran, DAV Auxiliary and the White House. Erica serves on the Atlanta Mayor’sLGBTQ Advisory Board and sits on the subcommittee for Economic and Community Development. Erica serves as an OUT Georgia Business Ambassador. When Erica’s not working, you can find her traveling and spending time with her beloved family.

Mary Benton serves as the Pro Bono Partner at Alston & Bird, formulating and overseeing the Firm’s strategic vision for pro bono and leading the pro bono legal and community service program across all 11 offices. Ms. Benton ensures that all Alston & Bird attorneys have the opportunity to fulfill their professional obligation to perform pro bono and service work at the intersections of each individual’s passion and talents. She successfully fosters and maintains relationships with nonprofit legal service providers, working together to create opportunities for meaningful and impactful pro bono projects, provides training and supervision on pro bono matters, and facilitates client and practice group pro bono initiatives. She leads the firm-wide pro bono committee, which supports and encourages pro bono participation and develops policies and practice to enhance the Firm’s pro bono program and culture. Ms. Benton is dedicated to serving in her community through volunteerism and board service. In addition to The Gateway Center, she serves on the Board of Directors for The United Way of Greater Atlanta, Georgia Appleseed Center for Law and Policy, the National Appleseed Network, and Atlanta Legal Aid. She also serves on the Advisory Boards of Habitat for Humanity of Atlanta, Future Foundation and the Truancy Intervention Project. She is a member of the United WayTocqueville Women’s Leadership Council and a member of the Leadership Atlanta Class of 2014 Prior to her role as Pro Bono Partner, Ms. Benton was a partner in the State and Local Tax Group and has over 20 years of substantive experience advising clients on state and local tax implications in complex transactions and representing multistate corporations in state tax disputes and controversies.

Rayford Davis has built a track record of developing teams and delivering results within the for-profit and non-profit sectors.Currently, as the Founder and CEO of Exception-ALLYSM, Rayford leads a team of education technology entrepreneurs, who provide digital solutions to help parents of children with special needs ensure their children have the highest quality of life. In the non-profit sector, Rayford serves as a Board Director of Odyssey, an education non-profit organization at The Westminster Schools that delivers an academic enrichment program grounded in project-based learning and exposure to college and career opportunities. He also serves on the Atlanta Advisory board of JumpStart, an early childhood literacy organization. Additionally, he has advised a number of significant foundations, including the Ford Foundation, working with the West Africa Office in Lagos, Nigeria and the Ball Foundation, near Chicago, Illinois. A native of Decatur, GA, Rayford is an honors graduate from the Westminster Schools, a magna cum laude recipient of a BS in Chemical Engineering-Materials from Florida A&M University, and a graduate in the top 10% of hisclass at Harvard Business School. Rayford is a member of Impact Church and Alpha Phi Alpha Fraternity, Inc. and is a coach for T-ball, flag football and soccer.

Calvin Ward is a Wealth Advisor located in the Southeast Region of BB&T Bank. Mr. Ward works with affluent and high net-worth business owners and families to understand their needs. He coordinates a team of specialists to provide clients with wealth management services, including banking, credit, investment management and trust and estate services through BB&T. Prior to joining BB&T, Mr. Ward worked at Wells Fargo Bank, N.A. and The Northern Trust Company, where he was a Private Banker and Commercial Banking Relationship Manager. He has been in the financial services industry for more than 35 years. Mr. Ward earned a Bachelor of Science Degree in Business Administration from Illinois State University and a Master of Business Administration from DePaul University Graduate School of Business. Calvin resides in South Fulton with his wife Louisa and son, William.